Auto insurance quotes Florida

Florida Car Insurance - Auto Insurance Quote in FL
Florida's State motto: "In God we trust"

Finding low cost auto insurance rates in Florida has never been easier. CarInsurance.com offers the best Online Insurance Marketplace™ to help you comparison shop for the lowest local car insurance rates available. We offer one convenient place to get a quote and buy a policy in 20 minutes or less. In addition, we have all the resources you need to make informed decisions about your car insurance. You get great service from over a dozen of the most reliable and affordable insurance companies in Florida, so the only thing you do is shop to save money. The best rate in Florida last year, is not the best rate in Florida this year!
Florida Car Insurance Requirements

Florida state law does require PIP, in addition to Property Damage Liability coverage with a minimum limit of $10,000. This basic coverage is often referred to as a PIP/PD. Even if state law does not require a minimum coverage for Bodily Injury Liability coverage, you may be required to get this coverage once you have been in an accident. It is advised that you get at least the minimum Bodily Injury Liability coverage.
Florida Insurance Coverage:
Property Damage Liability: $10,000 Limit
Personal Injury Protection: $10,000 Limit

The state of Florida follows a No-Fault system meaning your insurance company will make payments for your injury claims regardless of fault, up to a specified limit. Typically, you lose some of your rights to sue under a No-Fault system. Details of a no-fault system vary from state to state.

Personal Injury Protection (PIP) helps pay for "reasonable and necessary" medical expenses for you and your passengers. Florida state law requires a minimum Personal Injury Protection coverage of $10,000.

You can get Uninsured/Underinsured Motorist Bodily Injury coverage to cover bodily injury caused by an uninsured and/or underinsured driver (depending on the state). Florida does not require drivers to purchase this coverage, but you should consider purchasing this valuable coverage.

When you get a quote at CarInsurance.com, our coverage page will give you the option of choosing the Minimum State Required package, more wide-ranging coverage packages, or you can customize every limit and deductible to fit your needs. If that is too complicated, CarInsurance.com's insurance agents are licensed in Florida and available to help you all the way through the quote and purchase process.

See how Florida's car insurance quotes are trending. CarInsurance.com's Average Premium Trend Tool shows these changes in Florida auto insurance rates, over the past few months. The arrow shows the montly trend and the graph shows the change in Florida's average car insurance rates over the past few months. Hold your mouse over the points to see Florida's annual average premium.

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Get multiple quotes from trusted car insurance companies. With CarInsurance.com, it is easy to compare multiple auto insurance company rates, purchase online, and save $500 a year or more on car insurance!

Because we offer multiple company insurance rates and the ability to purchase each insurance company's auto insurance quote from one place, we are ahead of other online insurance companies. Start your quote to see how companies compete for your business.
Some of our available online car insurance companies:
Progressive Auto Insurance or GMAC
Esurance Insurance
Safeco Insurance
Direct General Insurance or GEICO
Meritplan Insurance
Travelers Insurance
The Hartford
Infinity Car Insurance



Our online car insurance quote takes a few minutes and then we provide rates directly from multiple insurance companies in 60 seconds or less. You can purchase insurance online through CarInsurance.com or licensed agents in our professional sales center are available to help you purchase your car insurance policy immediately.

Our goal is to give consumers all the information and resources they need to make informed auto insurance decisions. We are your Online Car Insurance Marketplace

The best way find low cost, quality auto insurance in Florida is to obtain free quotes from multiple companies in order to find out which company will offer you the lowest rates.

OnlineAutoInsurance.com allows you to compare rates in Florida with one simple process. state of Florida

Whether looking for "full coverage" or "liability coverage", motorists can obtain the cost of premiums instantly and easily from top companies such as Drive from Progressive, AIG, Unitrin and more. This can be extremely useful in helping individuals locate the right policy from a reliable provider at a price they can afford.



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Florida Auto Insurance

Florida auto insurance regulations are based on two major laws: the No Fault Law and the Financial Responsibility Law. All vehicle owners in the state are required to maintain insurance policies that will cover both the injuries and damages to themselves and to the other parties in the event of an accident. Florida does not take insurance violations lightly. All car owners and drivers in the state are encouraged to abide by the laws to avoid heavy fines and suspension.

Florida's Financial Responsibility Law covers damage to other individuals or vehicles and does not relate to injuries or damages of your own. According to state law, drivers must carry the required minimal policies under any of the following circumstances: a DUI citation and license revocation, license revocation of a habitual traffic offender, a crash that you caused and that involved injuries, or a suspended license resulting from too many points.